Baroda Artisans Credit Card Artisans Credit Card
A revolving credit limit from Bank of Baroda for artisans who make things, covering working capital and the cost of tools and equipment.
Last updated on
- Status
- Open
- Run by
- Bank of Baroda
What you get
- Limit up to ₹2 lakh, drawn and repaid again and again within the limit
- Covers working capital and tools and equipment
- No margin up to ₹25,000, then 15% to 25% above that
- Valid for up to 3 years, reviewed every year
- Photo card showing the limit and a passbook
- Artisans registered with the Development Commissioner (Handicrafts) may get group insurance with the premium shared by the government
Who can apply
- Open to businesses in handicrafts and manufacturing.
- Only for artisans.
- The most on offer is ₹2 lakh.
- Artisans in production or manufacturing who qualify under the bank's existing schemes
- Priority for artisans registered with the Development Commissioner (Handicrafts), artisan clusters and SHGs
- Existing artisan borrowers with limits up to ₹2 lakh and a good record can also move to the card
How to apply
- Visit your nearest branch, or use the bank's online MSME loan form at https://bobcrm.bankofbaroda.bank.in/msmeloans
In person, nearest Bank of Baroda branch
In Kerala, any Bank of Baroda branch in Kerala, or the bank's online MSME loan form
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.