Interest Subvention Scheme to Nano Units
നാനോ ഗാർഹിക സംരംഭങ്ങൾക്കുള്ള പലിശയിളവ് പദ്ധതിA refund of part of the interest on term loans taken by nano and household units with fixed investment up to ₹10 lakh.
Last updated on
- Cost to apply
- No fee mentioned on the official page
- Status
- Open
- Run by
- Directorate of Industries and Commerce, Kerala
What you get
- Interest refund of 6% a year for three years
- 8% a year for three years for women and SC and ST entrepreneurs
- Paid as a reimbursement
Who can apply
- Open to businesses in manufacturing and services.
- Nano enterprises.
- Project cost up to ₹10 lakh.
- Fixed capital investment of ₹10 lakh or less, not counting land and building
- Manufacturing, service or job work units in the white or green pollution category
- Connected load of 5 HP or less
- Loans for machinery, office equipment and electrification count. Loans for land and building do not
- No refund for any year in which the loan is in default
- Not for units that can claim ESS or another central or state scheme, or that took a special low rate government loan
- Negative list includes photo studios, distilleries, saw mills, metal crushers, steel re-rolling mills and cashew units
How to apply
- Apply online or at the Taluk Industries Office with the supporting documents
In person, Assistant District Industries Officer at the Taluk Industries Office
In Kerala, Taluk Industries Office and District Industries Centre
Worth knowing
Listed on both the English and Malayalam pages in 2026 (Malayalam page dated 9 February 2026).
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.