Government of Kerala · Kerala Financial Corporation

KFC loans for Modernisation, Upgradation, Expansion and Diversification

KFC term loans of up to ₹50 crore for established units at least two years old that want to modernise, expand or diversify.

Last updated on

Cost to apply
Not stated on the scheme page
Status
Open
Run by
Kerala Financial Corporation
Official website (external site)

What you get

  • Term loan up to ₹50 crore
  • Moratorium up to 24 months and repayment within 10 years

Who can apply

  • Businesses that are already running.
  • The most on offer is ₹50 crore.
  • In operation for at least 2 years with satisfactory finances
  • Existing loans in the standard category
  • Promoter puts in at least 10% of the project and 33.33% for the whole unit
  • KFC internal credit rating of at least 40%

Where to apply

In person, any KFC branch

In Kerala, KFC branch, applied for online

Worth knowing

Listed among KFC's special loan products in November 2026.

Where we found this

An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.

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External website

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