Government of Kerala · Kerala State Backward Classes Development Corporation (KSBCDC)

KSBCDC Micro Finance through CDS and NGOs

Small loans at 6% for members of self-help groups from backward class and minority communities, lent through Kudumbashree CDS and NGOs.

Last updated on

Cost to apply
No application fee is mentioned on the official pages
Status
Open
Run by
Kerala State Backward Classes Development Corporation (KSBCDC)
Official website (external site)

What you get

  • Loan to self-help group members at 6%, repaid over 36 months
  • A CDS can borrow up to ₹3 crore at 5%, an NGO up to ₹50 lakh under the NMDFC line

Who can apply

  • Nano enterprises.
  • Only for OBC and minority communities.
  • Member of a self-help group linked to a Kudumbashree CDS or NGO that borrows from KSBCDC
  • Annual family income up to ₹3 lakh

Where to apply

In person, through your Kudumbashree CDS or a partner NGO

In Kerala, KSBCDC district and sub-district offices

Worth knowing

Listed on the KSBCDC NBCFDC and NMDFC scheme pages, read on 5 November 2026.

Where we found this

An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.

Related

External website

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