KSBCDC Self-Employment Loan for minorities, NMDFC Credit Lines 1 and 2
Self-employment loans for people from notified minority communities, up to ₹20 lakh at 6% for family income up to ₹3 lakh and up to ₹30 lakh for income up to ₹8 lakh.
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- Cost to apply
- No application fee is mentioned on the official pages
- Status
- Open
- Run by
- Kerala State Backward Classes Development Corporation (KSBCDC), funded by the National Minorities Development and Finance Corporation (NMDFC)
What you get
- Credit Line 1, up to ₹20 lakh at 6%, for family income up to ₹3 lakh
- Credit Line 2, up to ₹30 lakh, at 8% for men and 6% for women, for family income of ₹3 lakh to 8 lakh
- Repay over 60 months
Who can apply
- Micro and small enterprises.
- Only for minority communities.
- Age 18 to 55.
- The most on offer is ₹30 lakh.
- Muslim, Christian, Sikh, Buddhist, Parsi or Jain community
- Aged 18 to 55
- Annual family income up to ₹8 lakh
How to apply
- Get the application form from the nearest KSBCDC district or sub-district office
- Submit it with the documents listed
- After data entry you are called for an interview and the originals are checked
- Provide security and sign the loan papers once the loan is sanctioned
In person, nearest KSBCDC district or sub-district office
In Kerala, KSBCDC district and sub-district offices
Documents to keep ready
- Application form from the nearest KSBCDC office
- Income certificate
- Ration card
- Aadhaar
- Caste or community certificate
- Project report, where needed
- Security documents
Worth knowing
Listed on the KSBCDC NMDFC schemes page, read on 5 November 2026.
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.