Government of Kerala · Kerala State Development Corporation for Scheduled Castes and Scheduled Tribes (KSDC)

KSDC loans for SC and ST women through Kudumbashree CDS

Low-interest loans for Scheduled Caste and Scheduled Tribe women in Kudumbashree groups, up to ₹1 lakh each through a CDS or up to ₹5 lakh per group of up to 10 women.

Last updated on

Cost to apply
No application fee is mentioned on the official pages
Status
Open
Run by
Kerala State Development Corporation for Scheduled Castes and Scheduled Tribes (KSDC), refinanced by NSFDC and NSTFDC
Official website (external site)

What you get

  • Kudumbashree CDS loan, up to ₹1 lakh per woman at 6%, repaid over 3 to 4 years
  • Women Empowerment Programme for SC women, up to ₹5 lakh per group and ₹60,000 per member at 5%
  • Adivasi Mahila Sashaktikaran Yojana groups for ST women, up to ₹5 lakh per group and ₹50,000 per member at 5%

Who can apply

  • Nano enterprises.
  • Only for women and SC and ST.
  • The most on offer is ₹1 lakh.
  • Scheduled Caste or Scheduled Tribe women in Kudumbashree groups of up to 10 members
  • Annual family income up to ₹3 lakh

Where to apply

In person, through your Kudumbashree CDS, using the KSDC CDS application form

In Kerala, KSDC district offices

Worth knowing

Listed on the KSDC schemes page, read on 5 November 2026.

Where we found this

An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.

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External website

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