Self-employment loan for persons with disabilities, national corporation line
A self-employment loan of up to ₹50 lakh for persons with 40% or more disability, lent through the state disability welfare corporation against property or a salary guarantee.
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- Cost to apply
- No application fee is mentioned
- Status
- Open
- Run by
- Kerala State Handicapped Persons Welfare Corporation, as state channelising agency of the National Divyangjan Finance and Development Corporation
What you get
- Loan up to ₹50 lakh for a self-employment venture
- Loan can be up to the full value of the property or building offered as security
Who can apply
- Micro and small enterprises.
- Only for persons with disabilities.
- The most on offer is ₹50 lakh.
- Disability of 40% to 100%
- Not a government employee
- Must have a Canara Bank account
- Security is property, valued by the village officer and an LSGD engineer, or the salary certificate of a government employee as guarantor
How to apply
- Download the self-employment application form from the corporation's website
- Prepare a detailed project report with a full cost estimate
- Submit the form with the medical board certificate and security documents
In person, head office at Poojappura or a regional or district office
In Kerala, head office at Poojappura, Thiruvananthapuram, regional offices at Fort Kochi and Kozhikode, district offices at Kasaragod, Painav (Idukki) and Mattannur (Kannur)
Documents to keep ready
- Application form
- Medical board certificate of disability
- Detailed project report with cost estimate
- Property documents or salary certificate of a government employee guarantor
- Valuation certificate for land from the village officer and for any building from an LSGD engineer
Worth knowing
Listed on the corporation's loan schemes page, read on 5 November 2026.
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.