KSIDC term loans and project finance
KSIDC's larger loans for partnerships, LLPs and companies, from equipment loans of ₹2 crore upward to term loans of ₹5 to 60 crore, plus loans against pending government contract bills.
Last updated on
- Cost to apply
- Not stated on the page
- Status
- Open
- Run by
- Kerala State Industrial Development Corporation
What you get
- Term loans of ₹5 to 60 crore for manufacturing, agro processing, tourism, healthcare, IT hardware and allied sectors, over 6 to 12 years
- Equipment purchase loans of ₹2 to 20 crore and working capital term loans of ₹2 to 25 crore
- Bill discounting from ₹50 lakh for Class A and B contractors with government bills pending at the treasury
- KSIDC Privilege Card for borrowers with a 3 year clean record, offering a new loan of 50% of the outstanding amount with the processing fee waived
Who can apply
- Open to businesses in manufacturing, food processing, tourism and services.
- Small and medium enterprises.
- The most on offer is ₹60 crore.
- Partnership firm, LLP, private or public limited company
- Good track record for equipment and working capital loans
How to apply
- Apply online or download the loan application form and annexures
In person, KSIDC district office
In Kerala, KSIDC office in Thiruvananthapuram, Ernakulam or Kozhikode
Documents to keep ready
- Loan application form with annexures
- Latest audited or provisional balance sheet
Worth knowing
Listed on the KSIDC site in November 2026.
Where we found this
- Loan schemes, KSIDC (external site) Official
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.