Government of Kerala · Kerala State Industrial Development Corporation

KSIDC WE Funding for women entrepreneurs WE Funding

KSIDC loans of up to ₹50 lakh for running manufacturing or service businesses at least 51% owned and managed by women, with relaxed collateral.

Last updated on

Cost to apply
Not stated on the scheme page
Status
Open
Run by
Kerala State Industrial Development Corporation
Official website (external site)

What you get

  • Up to 80% of project cost, capped at ₹50 lakh
  • Interest of 7.5% as listed by KSIDC on 5 November 2026
  • Up to 6 years to repay, including up to 6 months moratorium
  • Relaxed collateral and third party guarantee rules, and mentoring

Who can apply

  • Businesses that are already running.
  • Open to businesses in manufacturing and services.
  • Only for women.
  • The most on offer is ₹50 lakh.
  • Women own and manage 51% or more
  • Business uses industrial machinery or equipment
  • For loans up to ₹25 lakh, average turnover of at least ₹10 lakh over any 3 years
  • For larger loans, last year's turnover at least double the loan

How to apply

  1. Download the WE Mission application form from the KSIDC application forms page
  2. Submit it with the annexures to KSIDC

In person, KSIDC district office

In Kerala, KSIDC office in Thiruvananthapuram, Ernakulam or Kozhikode

Head office

KSIDC head office, run by Government of KeralaT.C. XI/266, Keston Road, Kowdiar, Thiruvananthapuram 695003+91 471 2318922, toll free 1800 890 1030enquiry@ksidcmail.org

Documents to keep ready

  • WE Mission application form
  • Annexures to the loan application form

Figures you may see elsewhere

The same page mentions a 2% interest subsidy alongside the 7.5% rate. Confirm the net rate with KSIDC

Worth knowing

Application form updated 16 March 2026.

Where we found this

An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.

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External website

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