Self-employment loan with government subsidy for minority widows, divorced and abandoned women
വിധവകൾ, വിവാഹ മോചിതർ, ഉപേക്ഷിക്കപ്പെട്ട വിഭാഗത്തിലെ സ്ത്രീകൾക്ക് KSMDFC-യിൽ നിന്നുള്ള സ്വയംതൊഴിൽ വായ്പA KSMDFC self-employment loan with a government subsidy of up to ₹1 lakh for widows, divorced women and abandoned women from minority communities.
Last updated on
- Cost to apply
- No application fee is mentioned
- Status
- Open
- Run by
- Kerala State Minorities Development Finance Corporation (KSMDFC) with the Minority Welfare Department
What you get
- Government subsidy of up to ₹1 lakh on the loan, from the Minority Welfare Department
- A third-party scheme site gives a loan of up to ₹5 lakh at 6% with a 20% subsidy, not confirmed on an official page
Who can apply
- New businesses, or people about to start one.
- Nano and micro enterprises.
- Only for women, widows and minority communities.
- Muslim, Christian, Sikh, Buddhist, Parsi or Jain community
- Widows, divorced women and abandoned women
- Proof of widowhood, divorce or abandonment is needed
How to apply
- Download and fill in the application form
- Attach copies of the certificates listed and submit at a KSMDFC office
- Bring the originals and a guarantor's land tax receipt to the interview
In person, KSMDFC head office or the nearest regional office
In Kerala, KSMDFC head office in Kozhikode and regional offices in Kasaragod, Perinthalmanna (Malappuram), Tanur, Kalamassery (Ernakulam), Kottayam, Alappuzha and Thiruvananthapuram
Documents to keep ready
- Income certificate from the village office or taluk office
- Certificate of caste and age, such as the school certificate
- Certificate showing the applicant is a widow, divorced or abandoned
- Ration card
- Aadhaar
- Land tax receipt of a guarantor for at least 3 cents of land
Worth knowing
The application form on the KSMDFC site was uploaded in January 2026.
Where we found this
- KSMDFC Widows Loan Subsidy (external site) Official
- Application for self-employment loan for widows, divorced and abandoned women, KSMDFC and Minority Welfare Department (Malayalam) (external site) Official
- Self-employment loan scheme for minority widows, divorcees and abandoned women, YouthPower (external site) Other source
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.