KSWDC BC Credit Line II Self-Employment Loan BC Credit Line II
A self-employment loan of up to ₹5 lakh at 8% for women from backward classes whose family income is ₹3 lakh to 8 lakh, above the limit for the national corporation loans.
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- Cost to apply
- No application fee. Risk fund contribution as in the General Guidelines
- Status
- Open
- Run by
- Kerala State Women's Development Corporation (KSWDC)
What you get
- Loan up to ₹5 lakh at 8% interest
- Repay over up to 5 years
Who can apply
- Nano and micro enterprises.
- Only for women and OBC.
- Age 18 to 60.
- The most on offer is ₹5 lakh.
- Women from communities on the Kerala list of other backward classes
- Annual family income of ₹3 lakh to 8 lakh
- Same security and documents as the KSWDC General Scheme
Where to apply
In person, KSWDC head office in Thiruvananthapuram or a KSWDC regional office
In Kerala, KSWDC offices, online through Mithrasoft
Worth knowing
Listed on the KSWDC loan schemes page on 5 November 2026.
Where we found this
- KSWDC loan schemes (external site) Official
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