KSWDC Micro Finance Loan through Kudumbashree CDS and self-help groups KSWDC Micro Finance
Small loans for women in self-help groups, lent through Kudumbashree CDS, typically up to ₹1 lakh per member at 5% to 8%.
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- Cost to apply
- No application fee is mentioned
- Status
- Open
- Run by
- Kerala State Women's Development Corporation (KSWDC), with NMDFC, NBCFDC, NSFDC, NSTFDC, NSKFDC and its own funds
What you get
- Minority women through NMDFC, up to ₹1 lakh per member at 6%, repaid over 3 years
- Backward class women through NBCFDC, at 7%, repaid over 2.5 years
- Scheduled Caste women through NSFDC, at 6%, repaid over 3 years
- Scheduled Tribe women through NSTFDC, ₹50,000 per member and ₹5 lakh per group, at 6%
- Safai karamchari families through NSKFDC, at 5%
- Women of other communities from KSWDC's own funds, ₹50,000 per member at 8%
Who can apply
- Nano enterprises.
- Only for women.
- The most on offer is ₹1 lakh.
- Member of a self-help group whose CDS borrows from KSWDC
- Income and community limits follow the national corporation that funds the loan
Where to apply
In person, through your Kudumbashree CDS, which applies to KSWDC for the group
In Kerala, Kudumbashree Community Development Societies (CDS) and self-help groups
Figures you may see elsewhere
The table on the KSWDC page is badly aligned, so some per member amounts may belong to a different line. The rates shown here are the rates to the beneficiary.
Worth knowing
Listed on the KSWDC loan schemes page on 5 November 2026 with guidelines and an application form.
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.