KSWDC term loans for backward class women, NBCFDC line
Self-employment term loans for women from backward classes with family income up to ₹3 lakh, from ₹1.25 lakh at 7% up to ₹25 lakh at 8%.
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- Cost to apply
- No application fee. Risk fund contribution as in the General Guidelines
- Status
- Open
- Run by
- Kerala State Women's Development Corporation (KSWDC), funded by the National Backward Classes Finance and Development Corporation (NBCFDC)
What you get
- Individual Loan Scheme 1, up to ₹1.25 lakh at 7%, repaid over 4 years
- Individual Loan Scheme 2, ₹1.25 lakh to 25 lakh at 8%, repaid over 5 years
Who can apply
- Nano and micro enterprises.
- Only for women and OBC.
- Age 18 to 55.
- The most on offer is ₹25 lakh.
- Women from communities on the Kerala list of other backward classes
- Annual family income up to ₹3 lakh
- Security and documents as in the KSWDC General Guidelines
Where to apply
In person, KSWDC head office in Thiruvananthapuram or a KSWDC regional office
In Kerala, KSWDC offices, online through Mithrasoft
Worth knowing
Listed on the KSWDC loan schemes page on 5 November 2026.
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.