PM Vishwakarma
Support for artisans and craftspeople in 18 traditional trades, with recognition, paid skill training, a toolkit voucher, cheap collateral-free loans, digital payment incentives and marketing help.
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- Cost to apply
- Free
- Status
- Open
- Run by
- Ministry of MSME with the Ministry of Skill Development and Department of Financial Services
What you get
- PM Vishwakarma certificate and ID card
- Basic training of 5 to 7 days and advanced training of 15 days or more, with a stipend of ₹500 a day
- Toolkit incentive of up to ₹15,000 as e-vouchers at the start of basic training
- Collateral-free enterprise development loans of up to ₹3 lakh, in two tranches of ₹1 lakh (18 months) and ₹2 lakh (30 months), at a concessional 5% interest with the government covering up to 8%
- ₹1 per digital transaction, up to 100 transactions a month
- Marketing support such as quality certification, branding, GeM and e-commerce onboarding
- Onboarding on the Udyam Assist Platform as an entrepreneur
Who can apply
- Open to businesses in handicrafts and services.
- Nano and micro enterprises.
- Only for artisans.
- The most on offer is ₹3 lakh.
- Must work with hands and tools in one of 18 trades, carpenter, boat maker, armourer, blacksmith, hammer and tool kit maker, locksmith, goldsmith, potter, sculptor or stone carver or stone breaker, cobbler or footwear artisan, mason, basket, mat or broom maker or coir weaver, traditional doll and toy maker, barber, garland maker, washerman, tailor, and fishing net maker
- First loan tranche only after completing basic training
- Second tranche only after a standard first loan account plus digital transactions or advanced training
How to apply
- Enrol at a Common Service Centre with Aadhaar-based biometric authentication on the PM Vishwakarma portal
- Verification at gram panchayat or urban local body level
- Vetting and recommendation by the District Implementation Committee
- Approval by the Screening Committee, then basic training and toolkit voucher
- Apply for the first loan tranche after basic training
In person, Common Service Centre
Documents to keep ready
- Aadhaar
Worth knowing
Launched 17 September 2023 with an outlay of ₹13,000 crore for 2023-24 to 2027-28. The target of 30 lakh registrations was reached in 2025.
Where we found this
- PIB, Salient features and Guidelines of PM Vishwakarma Scheme, 20 September 2023 (external site) Official announcement
- PIB, initiatives for rural and semi-urban MSMEs, 12 March 2026 (external site) Official announcement
- PIB, Budget 2025-26 Fuelling MSME Expansion (external site) Official announcement
- PIB, Year End Review 2025, Ministry of MSME (external site) Official announcement
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.