SME Banking term loans and working capital
CSB Bank's lending for small and medium businesses, covering term loans, cash credit and overdraft, bill discounting, trade finance and commercial vehicle loans.
Last updated on
- Status
- Open
- Run by
- CSB Bank Limited
What you get
- Term loans for 1 to 30 years, secured against fixed assets or other collateral, for needs such as capacity expansion and plant modernisation
- Cash credit or overdraft drawn as needed up to a set limit, for day to day needs such as raw materials
- Inland bill discounting for 3 to 6 months
- Bill discounting on TReDS, the RBI backed platform that turns trade receivables into cash
- Export finance before and after shipment, import finance, and buyers' or suppliers' credit
- Letters of credit and bank guarantees
- Electronic bank guarantees issued and delivered digitally through the NeSL platform, which the bank says government departments, PSUs and large companies increasingly accept
- Commercial vehicle loans to buy or upgrade transport vehicles
Who can apply
- Micro, small and medium enterprises.
- Term loans are secured against fixed assets or other suitable collateral
How to apply
- Visit a CSB Bank branch or call customer care to discuss the facility you need
In person, any CSB Bank branch, or the toll free line 1800 266 9090
In Kerala, any CSB Bank branch
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.