Banks · Kerala State Co-operative Bank (Kerala Bank)

KB Micro Finance to JLG and SHG KB Micro Finance

A Kerala Bank group loan for members of Kudumbashree, neighbourhood groups, self help groups and joint liability groups, for small needs and income-earning activities.

Last updated on

Status
Open
Run by
Kerala State Co-operative Bank (Kerala Bank)
Official website (external site)

What you get

  • Up to ₹20 lakh per self help group and ₹10 lakh per joint liability group
  • The amount is set in proportion to the group's savings
  • Term loan repaid over 36 months in monthly instalments

Who can apply

  • Nano enterprises.
  • The most on offer is ₹20 lakh.
  • Borrowing is through a group, not as an individual

How to apply

  1. Download the microfinance application form for SHG or JLG from the Kerala Bank forms page
  2. Apply through your group at your nearest Kerala Bank branch

In person, nearest Kerala Bank branch, applying as a group

In Kerala, any Kerala Bank branch, through your Kudumbashree unit, neighbourhood group, self help group or joint liability group. The bank says it has 823 branches across all 14 districts.

Where we found this

An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.

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External website

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