KB Suvidha Plus MSME Loan KB Suvidha Plus
A small Kerala Bank loan of up to ₹5 lakh for micro, small and medium enterprises in manufacturing, services and trade, which can also pay for electric vehicles and is open to bus owners.
Last updated on
- Status
- Open
- Run by
- Kerala State Co-operative Bank (Kerala Bank)
What you get
- Up to ₹5 lakh, or up to ₹2 lakh for small traders and bus owners
- Term loan repaid over 60 months
- Working capital for one year, reviewed every year
- Can be used to buy electric vehicles, including two-wheelers
Who can apply
- Open to businesses in manufacturing, services and trading.
- Micro, small and medium enterprises.
- Age 18 or over.
- The most on offer is ₹5 lakh.
- Minimum age 18
- The loan must be fully repaid before the borrower turns 70
How to apply
- Download the KB Suvidha Plus Loan application form from the Kerala Bank forms page
- Take it to your nearest Kerala Bank branch
In person, nearest Kerala Bank branch
In Kerala, any Kerala Bank branch. The bank says it has 823 branches across all 14 districts.
Figures you may see elsewhere
The 2025 Kerala Bank MSME brochure lists KB Suvidha Plus (MSME) as up to ₹2 lakh, while the product page says up to ₹5 lakh, or ₹2 lakh for small traders and bus owners. This record follows the product page.
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.