Government of Kerala · Kerala State Industrial Development Corporation

KSIDC Scale Up Funding for start-ups

Loan or equity of up to ₹1 crore for Kerala start-ups that have a product and revenue and want to scale up.

Last updated on

Cost to apply
Not stated on the scheme page
Status
Open
Run by
Kerala State Industrial Development Corporation
Official website (external site)

What you get

  • Loan or equity up to ₹100 lakh, capped at 70% of project cost
  • Interest of 7% simple, floating, as listed by KSIDC on 5 November 2026
  • 4 years to repay including a 1 year moratorium
  • Up to ₹50 lakh without collateral, against personal guarantee and primary security

Who can apply

  • Businesses that are already running.
  • The most on offer is ₹1 crore.
  • Private limited company with KSUM or DPIIT registration, operating from Kerala
  • Product built and revenue earned, or seed assistance used well
  • Promoters bring in and spend at least 30% of project cost before the first release
  • Above ₹50 lakh, collateral of at least 50% of the loan

How to apply

  1. Download the Scale-Up Support Scheme form from the KSIDC site and submit it with the annexures

In person, KSIDC district office

In Kerala, KSIDC office in Thiruvananthapuram, Ernakulam or Kozhikode

Documents to keep ready

  • Scale-Up Support Scheme application form
  • Annexures to the loan application form

Worth knowing

Application form updated 16 March 2026. Industrial Policy 2023 lists KSIDC scale up loans of up to ₹1 crore as a policy incentive.

Where we found this

An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.

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External website

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