MSE Green Investment and Financing for Transformation Scheme MSE GIFT
A 2% interest subvention and a 75% credit guarantee on loans of up to ₹2 crore that micro and small enterprises take to adopt green and clean technologies.
Last updated on
- Cost to apply
- Free
- Status
- Open
- Run by
- Ministry of MSME under RAMP, with SIDBI
What you get
- Interest subvention of 2% a year on term loans up to ₹2 crore
- 75% guarantee cover on eligible loans up to ₹2 crore
- Covers energy efficiency, renewable energy, water management, pollution control, electric vehicles and charging, waste to energy and similar green projects
Who can apply
- Businesses that are already running.
- Open to businesses in manufacturing and services.
- Micro and small enterprises.
- The most on offer is ₹2 crore.
- Udyam registration is needed. It is free.
- Loan from a member lending institution, such as a scheduled commercial bank, SIDBI, small finance bank, MFI or NBFC
Where to apply
In person, your bank or SIDBI branch
In Kerala, through banks, NBFCs and SIDBI branches in Kerala that are member lending institutions
Worth knowing
Outlay ₹478 crore over four years. Portal pages updated July 2026.
Where we found this
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.