Pradhan Mantri MUDRA Yojana loans at SBI SBI Mudra
SBI's page for Mudra loans to new and existing small businesses, with an SBI link on the JanSamarth portal. The Mudra scheme itself has its own record in this guide.
Last updated on
- Status
- Open
- Run by
- State Bank of India
What you get
- Shishu up to ₹50,000, Kishore above ₹50,000 to ₹5 lakh, Tarun above ₹5 lakh to ₹10 lakh, as shown on SBI's page
- Guaranteed under CGFMU
- No margin up to ₹50,000 and 20% above that
- Up to 5 years below ₹5 lakh and up to 7 years from ₹5 lakh, including a moratorium
Who can apply
- Open to businesses in manufacturing, services, trading and farming, fisheries and livestock.
- Micro enterprises.
- The most on offer is ₹10 lakh.
How to apply
- Apply online on JanSamarth through the SBI link given on the page, https://jansamarth.in/apply/sbi, or visit a branch
In person, nearest SBI branch
In Kerala, any SBI branch in Kerala, or online on the JanSamarth portal choosing SBI
Figures you may see elsewhere
SBI's page, last updated 3 December 2025, still shows a top limit of ₹10 lakh. The Government raised the Mudra limit to ₹20 lakh with a Tarun Plus category from 24 October 2024, for borrowers who have repaid an earlier Tarun loan
Where we found this
- SBI PMMY page (external site) Official
- PIB Research Unit, Mudra loan limit raised to ₹20 lakh, 29 October 2024 (external site) Official announcement
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.