Stand-Up India
Bank loans of ₹10 lakh to ₹1 crore for SC, ST and women entrepreneurs setting up a new enterprise. The original scheme ended in March 2025 and a revamped version has been announced but not launched.
Last updated on
- Cost to apply
- Free
- Status
- Closed
- Run by
- Department of Financial Services, Ministry of Finance, with SIDBI
What you get
- Bank loans from ₹10 lakh to ₹1 crore for a new enterprise
- Repayment up to seven years including a moratorium
Who can apply
- New businesses, or people about to start one.
- Open to businesses in manufacturing, services, trading and farming, fisheries and livestock.
- Micro and small enterprises.
- Only for SC and ST and women.
- The most on offer is ₹1 crore.
- For first-time (greenfield) enterprises
- At least one SC or ST borrower and one woman borrower per bank branch
Worth knowing
PIB says the scheme remained operational until March 2025. On 16 March 2026 the Finance Minister told the Lok Sabha it ended in March 2025 and is being redrafted to give more benefits, with a revamped version to be launched. No launch was found by 5 November 2026.
Where we found this
- PIB backgrounder, From Welfare to Women-Led Development, 2 June 2026 (external site) Official announcement
- All India Radio News, revamped Stand-Up India announced, 16 March 2026 (external site) Official announcement
An independent guide by The Company of Four, not a government website. Schemes change often, so check every detail on the official website before you apply. Links marked ↗ open external websites that we do not run, and we are not responsible for their content. Seen something out of date? Tell us and we will look into it.